Most Americans are satisfied with 2026 health insurance options, especially those with employer-sponsored plans (81%) and Medicare (86%). However, 79% of ACA enrollees were surprised by rising premiums. Many expect Congress to extend ACA subsidies. Interest in AI for selecting plans is high, with 56% willing to use it to save time and money. Medicare Advantage shows stable premiums, higher out-of-pocket maximums, and 86% of plans have $0 monthly premiums.
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