Tips to Help You Choose the Best Medigap Plan | I’m Mike Harrington, assisting you to get the coverage that fits your needs Contact me today.

Medigap helps reduce out-of-pocket costs for ~12.5M, or 42% of Original Medicare beneficiaries.
All plans with the same letter offer identical benefits, but premiums vary by state, insurer, and pricing method.
Average Medigap premium: $217/mo in 2023; Plan G avg. $164/mo, but ZIP code impacts cost.
Switching plans can be difficult due to medical underwriting outside the six-month Open Enrollment Period, except in some states.
Review risk pool size, pricing method, and loss ratios to anticipate long-term costs before choosing a plan.