Six Strategies for Financial Success in 2026 | Can you family stay in the home if you pass away?

Expert says start of year is ideal to align goals, tax efficiency, and avoid excessive risk.
Rebalance if stocks outgrow targets; allocation may shift from 55/45 to 65/35 after market ↑.
Estimate retirement income needs; guaranteed lifetime income comes from pensions, Social Security, or lifetime income annuities.
Review 2025 taxes; shift savings to tax-free or tax-deferred accounts like 401(k), traditional IRA, Roth IRA, or deferred annuity.
Update beneficiaries; annuities, life insurance, and retirement plans pay listed beneficiaries regardless of your will.