Simplified Issue Life Insurance: Fast Coverage Without Medical Exams

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Simplified issue life insurance offers quick coverage without medical exams—just answer a few health questions.
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Ideal for those needing immediate protection or who prefer to skip the traditional underwriting process.
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Policies typically have higher premiums and lower coverage amounts compared to fully underwritten life insurance.
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Not suitable for everyone; individuals with serious health issues might not qualify for this type of policy.
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Great for young adults or those seeking hassle-free, immediate life insurance coverage.