Medicare Tips for Retirees | I’m Mike Harrington, assisting you to get the coverage that fits your needs Contact me today.

Late Part B signup triggers 10% yearly penalty, lasting for life.
Medicare Advantage plans change yearly; comparing can save avg. over $1,800.
Part D plans differ in drug coverage; switching saved one client $1,100 in 2026.
Exceeding IRMAA income thresholds means surcharges; plan income to avoid extra costs.
Experts urge consulting advisors for personalized Medicare and retirement planning.