U.S. businesses face the largest health insurance premium increase in over 15 years, with employer coverage costs rising about 9.5% in 2026. Family-plan premiums average $25,500, driven by higher healthcare prices, increased service use, chronic illnesses, and costly drugs like GLP-1s. Companies are redesigning plans or shifting costs to employees, while government exchange premiums may more than double, straining both employers and consumers.
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