Things You Need to Know About Your Medicare Advantage Plan in 2026

Medicare Advantage plans vary yearly in benefits, costs, and provider networks. Review the Annual Notice of Change to avoid surprises. Understand your out-of-pocket costs, with a 2026 maximum limit of $8,850 for in-network services. Plans often require using network providers, and some need referrals for specialists. If unsatisfied, you can switch plans or return to Original Medicare during designated enrollment periods.