New Medicare Benefits and Savings for 2026

In 2026, Medicare introduces major benefits including up to 79% price cuts on 10 high-cost drugs, coverage of GLP-1 weight-loss drugs at reduced copays, and easier access to affordable mental health services under Medicare Advantage. Insulin costs will be capped with no deductible applied, and the maximum out-of-pocket limit for in-network Medicare Advantage services will decrease to $9,250, enhancing financial protection for beneficiaries.