Costly Medicare Advantage Myths That Can Cost You in 2026

Medicare Advantage plans offer an alternative to Original Medicare, often including additional benefits like prescription drugs, hearing, and vision coverage. They typically have lower deductibles and out-of-pocket maximums than Original Medicare plus Medigap. You can switch between plans annually, even with pre-existing conditions. Original Medicare isn't free and has limited coverage, so comparing options is essential to find the best fit for your health needs.

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