The Best Medicare Plans for Your Needs | I’m Mike Harrington, assisting you to get the coverage that fits your needs Contact me today.

Advantage: lower premiums, extra benefits, but network limits and preauthorization often required.
Medigap: higher premiums, broad provider choice, covers more out-of-pocket costs, no referrals needed.
Enrollment periods are critical; missing deadlines can mean penalties or limited plan options.
Switching plans may be restricted, especially for Medigap if you have pre-existing conditions.
Use Medicare.gov tools and open enrollment to compare plans and avoid penalties.