Choose Medicare Coverage: Medigap or Advantage | I’m Mike Harrington, assisting you to get the coverage that fits your needs Contact me today.

Medicare Advantage enrolls **54%** of beneficiaries, offering low or $0 premiums and bundled perks.
Medigap has higher premiums (Part B: **$185/mo** in 2025) but offers predictable out-of-pocket costs.
Medigap allows access to ~**99%** of U.S. doctors; MA plans restrict to private networks (<**50%** of doctors).
Switching from MA to Medigap later may require medical underwriting, risking denial or higher premiums.
MA often includes dental, vision, hearing, and **~90%** offer drug coverage; Medigap does not bundle these.