Not researching Medicare versus Advantage plans can create unnecessary costs and limit covered providers significantly.
Failing to confirm your doctors and prescriptions are included may trigger thousands in uncovered expenses.
Retirees often underestimate long-term care costs, which Medicare rarely covers, risking major financial strain.
Lacking an emergency fund or safe savings vehicles leaves retirees vulnerable to unexpected medical expenses.
Cashing home equity through reverse mortgages requires caution, planning, and professional financial guidance.

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