{"id":286,"date":"2026-02-24T12:00:00","date_gmt":"2026-02-24T12:00:00","guid":{"rendered":"https:\/\/www.harringtoninsuranceagency.com\/blog\/?p=286"},"modified":"2026-02-24T12:00:00","modified_gmt":"2026-02-24T12:00:00","slug":"how-u-s-group-life-insurance-works-helping-you-find-the-right-coverage-click-to-contact-me-https-www-roomvu-com-landings-insurance-coverage-mike-harrington","status":"publish","type":"post","link":"https:\/\/www.harringtoninsuranceagency.com\/blog\/?p=286","title":{"rendered":"How U.S. Group Life Insurance Works | helping you find the right coverage. Click to contact me: https:\/\/www.roomvu.com\/landings\/insurance-coverage\/mike-harrington"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/mike-harrington\/group-life-insurance\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Low-cost coverage via employer or group; often no medical exam required.<br \/>\nCoverage is basic, with death benefits like $20K, $50K, or 1-2\u00d7 salary.<br \/>\nPolicy ends when leaving organization; conversion to individual policy possible but costs \u2191.<br \/>\nEmployers control terms; extra coverage may be available at group rates, sometimes with medical questions.<br \/>\nExperts recommend supplementing group insurance with an individual policy for full protection.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Low-cost coverage via employer or group; often no medical exam required. Coverage is basic, with death benefits like $20K, $50K, or 1-2\u00d7 salary. Policy ends when leaving organization; conversion to individual policy possible but costs \u2191. Employers control terms; extra coverage may be available at group rates, sometimes with medical questions. Experts recommend supplementing group [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":287,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-286","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/286","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=286"}],"version-history":[{"count":1,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/286\/revisions"}],"predecessor-version":[{"id":288,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/286\/revisions\/288"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/287"}],"wp:attachment":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}