{"id":211,"date":"2026-01-14T10:00:00","date_gmt":"2026-01-14T10:00:00","guid":{"rendered":"https:\/\/www.harringtoninsuranceagency.com\/blog\/?p=211"},"modified":"2026-01-14T10:00:00","modified_gmt":"2026-01-14T10:00:00","slug":"why-medicare-at-65-isnt-always-smart-im-mike-harrington-assisting-you-to-get-the-coverage-that-fits-your-needs-contact-me-today","status":"publish","type":"post","link":"https:\/\/www.harringtoninsuranceagency.com\/blog\/?p=211","title":{"rendered":"Why Medicare at 65 Isn\u2019t Always Smart | I&#8217;m Mike Harrington, assisting you to get the coverage that fits your needs Contact me today."},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/mike-harrington\/medicare-sixtyfive-smart\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Turning 65 doesn\u2019t automatically require Medicare \u2014 some should delay if employer coverage is better.<br \/>\nMi Bolsillo USA<br \/>\n+1<\/p>\n<p>If your current health plan covers more services and is creditable, staying on it might cost less than Medicare Part B.<br \/>\nMi Bolsillo USA<br \/>\n+1<\/p>\n<p>Enrolling in Medicare ends your ability to contribute to an HSA, affecting long-term tax savings.<br \/>\nMi Bolsillo USA<\/p>\n<p>With large employers (20+ employees), you can defer Parts B\/D without penalties via a Special Enrollment Period.<br \/>\nMi Bolsillo USA<\/p>\n<p>Missing your Initial Enrollment Period (7-month window around 65) without creditable coverage leads to lifelong penalties.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Turning 65 doesn\u2019t automatically require Medicare \u2014 some should delay if employer coverage is better. Mi Bolsillo USA +1 If your current health plan covers more services and is creditable, staying on it might cost less than Medicare Part B. Mi Bolsillo USA +1 Enrolling in Medicare ends your ability to contribute to an HSA, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":212,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=211"}],"version-history":[{"count":1,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/211\/revisions"}],"predecessor-version":[{"id":213,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/211\/revisions\/213"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/212"}],"wp:attachment":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}