{"id":146,"date":"2025-12-15T11:00:00","date_gmt":"2025-12-15T11:00:00","guid":{"rendered":"https:\/\/www.harringtoninsuranceagency.com\/blog\/?p=146"},"modified":"2025-12-15T11:00:00","modified_gmt":"2025-12-15T11:00:00","slug":"tips-to-help-you-choose-the-best-medigap-plan-im-mike-harrington-assisting-you-to-get-the-coverage-that-fits-your-needs-contact-me-today","status":"publish","type":"post","link":"https:\/\/www.harringtoninsuranceagency.com\/blog\/?p=146","title":{"rendered":"Tips to Help You Choose the Best Medigap Plan | I&#8217;m Mike Harrington, assisting you to get the coverage that fits your needs Contact me today."},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/mike-harrington\/choosing-medigap-tips\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Medigap helps reduce out-of-pocket costs for ~12.5M, or 42% of Original Medicare beneficiaries.<br \/>\nAll plans with the same letter offer identical benefits, but premiums vary by state, insurer, and pricing method.<br \/>\nAverage Medigap premium: $217\/mo in 2023; Plan G avg. $164\/mo, but ZIP code impacts cost.<br \/>\nSwitching plans can be difficult due to medical underwriting outside the six-month Open Enrollment Period, except in some states.<br \/>\nReview risk pool size, pricing method, and loss ratios to anticipate long-term costs before choosing a plan.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Medigap helps reduce out-of-pocket costs for ~12.5M, or 42% of Original Medicare beneficiaries. All plans with the same letter offer identical benefits, but premiums vary by state, insurer, and pricing method. Average Medigap premium: $217\/mo in 2023; Plan G avg. $164\/mo, but ZIP code impacts cost. Switching plans can be difficult due to medical underwriting [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":147,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-146","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=146"}],"version-history":[{"count":1,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/146\/revisions"}],"predecessor-version":[{"id":148,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/146\/revisions\/148"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/147"}],"wp:attachment":[{"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.harringtoninsuranceagency.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}